Put idle cash to work.Automatically.
Wire USD into your treasury, earn 4-5% yield on stablecoins, and withdraw to your bank — no crypto complexity.
Trusted Partners
How it works
From sign-up to earning yield in minutes.
Sign up & verify
Create an account and complete quick business verification. KYB takes under two minutes.
Business Verification
Company
Acme Corp
EIN
••-•••4521
Authorized signer
Jane Smith, CFO
Battle-tested security
Your treasury is protected by the most trusted protocols in DeFi.
Built on
Non-custodial
You hold the keys. Blai never has access to move your funds.
No lock-ups
Withdraw anytime. Your funds are always liquid.
On-chain transparency
Every transaction is verifiable on Base.
2FA protected
Multi-factor authentication on every transaction. Not just login — every move requires verification.
Current USDC yield
Variable rate via Aave v3
Next-day settlement
Funds available within one business day
Non-custodial
You control your funds always
FAQs
For questions not answered here, email us at contact@blaiapp.io
Your USD is converted to USDC (a regulated stablecoin backed 1:1 by US dollars) and deposited into Aave v3, the largest and most battle-tested DeFi lending protocol, on Base — Coinbase's Layer 2 network. Your funds earn yield from borrowers who pay interest to access liquidity.
Traditional banks take a large cut of the interest they earn on your deposits. With Blai, your funds earn yield directly from on-chain lending markets where demand from borrowers sets the rate. There's no bank middleman — you keep more of the yield.
Non-custodial means Blai never holds or controls your funds. Your business gets its own embedded wallet, and only you can authorize transactions. We can't move, freeze, or access your money — ever. This is fundamentally different from a bank, where the institution controls your deposits.
Your funds sit in Aave v3, which has over $12B in total value locked, 20+ independent security audits, and 4+ years of uninterrupted operation on Ethereum mainnet. USDC is issued by Circle, a regulated financial institution, and is audited regularly by Deloitte. Base is built and operated by Coinbase.
Fully liquid. There are no lock-ups, no staking periods, and no withdrawal queues. You can withdraw your funds to your bank account at any time, with T+1 settlement (next business day).
Blai currently charges no platform fees. Standard network and conversion fees from third-party providers (such as wire transfer and blockchain gas fees) may apply.
Sign up, complete a quick business verification (KYB), and wire USD from your bank. Your funds start earning yield automatically. The whole process takes minutes.
Stop letting cash sit idle.
Join businesses earning yield on their treasury — without touching crypto.